Welcome to Marine Benefits, a company that enables ship owners to take care of their most valuable resource – their crew.

Seafarers are the backbone of shipping and international trade. They deserve no less protection than the rest of us. With this in mind, we established Marine Benefits in 2006 with the sole purpose of developing truly global insurance solutions for seafarers and their families.

Today, 10 years later, we pride ourselves as being the shipping industry’s leading specialist in providing medical-, disability- and life-insurance to seafarers and their dependents. Delivery of which has significant positive effects, not just through the insurance covers themselves. As an integrated and important element in Corporate Social Responsibility, these benefits strengthen the relationship between the ship owner and crewmember, reducing turnover and thus increasing safety at sea. The demand for these types of benefit has also increased from a compliance perspective. The Maritime Labour Convention requires social security for seafarers and their dependents, as well as the revised requirements of seafarer’s abandonment insurance and disability and death coverage.

Marine Benefits is ready to meet all these requirements with the required certificates, coverage and more. Our processes are in compliance with ISO 9001 and ISO 27001 as well as the Data Protection Act. A lot has been said over the years regarding the importance of having a stable, well-trained, happy and competent crew in order to reduce the risk of accidents at sea. Providing decent insurance benefit packages for seafarers and their families is one important element in this respect.

CASPER M. MELAND, CEO - Marine Benefits AS

                 Marine Benefits is a company going the extra mile in order to provide innovative crew insurance solutions for the maritime industry. We strive to develop the best risk management tools required to increase attraction and retention of crew in a cost efficient truly global manner. Marine Benefits prides itself also as compliance provider under the Maritime Labour Convention, the Amended Migrant Workers Act and the Data Protection Act. We are manning the future through innovative insurance solutions. Marine Benefits, with head office in Bergen, Norway, was established in 2006 and is fully owned by the Norwegian Hull Club, one of the largest marine insurers in the world with a history dating back to 1837. All insurance products are underwritten by Norwegian Hull Club and Lloyd’s of London, offering strong financial security amongst specialist underwriters.

                 Marine Benefits therefore have access to the worlds’ largest insurance market, which enables us to tailor our products to our clients specific need. The Norwegian Hull Club vision of “Expect More” is embodied into our organization allowing our clients to have the same high expectations of our service, product and knowledge. As pure marine specialist Marine Benefits is a derivate from the loss prevention perspective of Norwegian Hull Club, with the objective of improving safety at sea through loyalty on board. Realizing the fact that the shipping industry is a truly international business involving seafarers and ship owners from all over the globe our products are specifically tailored to fit this international environment. By using a worldwide network of medical providers and other experts we are able to support seafarers and their dependent families in basically any part of the world. Our client base consists of Ship Owners, Ship Management Companies and Manning Agents. We clearly recognize that each client is unique and that “one size does not fit all”, and our solutions are therefore flexible and can be tailor-made to fit the need of each individual company. We are presently insuring and supporting in excess of 80,000 seafarers and related family members in 75 different countries. Companies can contact us at any time in order to receive a preliminary – non binding – quotation. Marine Benefits AS is regulated by the Financial Supervisory Authority of Norway.

     EXPECT MORE.............

        Manning a healthy Future through innovative solution.


Marine Benefits Supplier Code of Conduct Clause

Marine Benefits is committed to the highest standards of social and environmental responsibility and ethical conduct. Marine Benefits service providers are required to provide safe working conditions, treat workers with dignity and respect, act fairly and ethically, and use environmentally responsible practices wherever they perform services for Marine Benefits. Marine Benefits requires its suppliers to operate in accordance with the principles laid down in this Supplier Code of Conduct Clause and in full compliance with all applicable laws and regulations, including but not limited to those relating to anti-corruption, money laundering and sanctions.

Marine Benefits AS will assess its suppliers’ compliance with this Clause, and any violations may jeopardize the supplier’s business relationship with Marine Benefits, up to and including termination. This Code of Conduct Clause applies to Marine Benefits suppliers and their subsidiaries, affiliates, and subcontractors providing services to Marine Benefits. Suppliers have a duty of confidentiality for all client related information.


1. Subject only to the other provisions of this MLC Extension (“the Extension”), Marine Benefits shall discharge and pay on the Assured’s behalf under the 2006 Maritime Labour Convention as amended (MLC 2006) or domestic legislation by a State Party implementing MLC 2006:

(a) Liabilities in respect of outstanding wages and repatriation of a seafarer together with costs and expenses incidental thereto in accordance with Regulation 2.5, Standard A2.5 and Guideline B2.5

(b) Liabilities in respect of compensating a seafarer for death or long-term disability in accordance with Regulation 4.2, Standard A4.2.1 and Guideline B4.2.

2. The Assured and the Insured Persons shall reimburse Marine Benefits in full:

(a) any claim paid under paragraph 1(a) save to the extent that such claim is in respect of liabilities, costs or expenses recoverable Protection and Indemnity Insurance.

(b) any claim paid under paragraph 1(b) save to the extent that such claim is in respect of liabilities, costs or expenses recoverable under the Protection and Indemnity Insurance.

3. There shall be no payment under paragraph 1(a) or paragraph 1(b) if and to the extent that the liability, cost or expense is recoverable under any social security scheme or fund, separate insurance or any other similar arrangement.

4. Marine Benefits shall not discharge or pay any liabilities, costs or expenses under paragraph 1(a) or paragraph 1(b), irrespective of whether a contributory cause of the same being incurred was any neglect on the part of the Assured or the Assured’s servants or agents, where such liabilities, costs or expenses were directly or indirectly caused by or contributed to by or arise from:

(a) Any chemical, biological, bio-chemical or electromagnetic weapon

(b) The use or operation, as a means for inflicting harm, of any computer, computer system, computer software programme, computer virus or process or any other electronic system.

(c) The Extension may be cancelled in respect of War Risks by the Marine Benefits on 30 days’ notice to the Assured (such cancellation becoming effective on the expiry of 30 days from midnight of the day on which notice of cancellation is issued).

(d) Whether or not such notice of cancellation has been given the Extension hereunder shall terminate automatically in respect of the War Risks:

(i) Upon the outbreak of war (whether there be a declaration of war or not) between any of the following: United Kingdom, United States of America, France, the Russian Federation, the People’s Republic of China;

(ii) In respect of any ship, in connection with which cover is granted hereunder, in the event of such ship being requisitioned either for title or use.

(e) The Extension excludes loss, damage, liability or expense arising from:

(i) The outbreak of war (whether there be a declaration of war or not) between any of the following: the UK, the USA, France, The Russian Federation, the People’s Republic of China;

(ii) Requisition for title or use.

5. The Extension shall be subject to Cefor Sanction Limitation and Exclusion Clause 2014 and Cl. 370, Cl. 380 and Cl 359.

6. Without prejudice to paragraph 5, cover under the Extension shall cease 30 days after notice of termination in accordance with either Regulation 2.5, Standard A2.5.2.11.

7. Any dispute arising out of or in connection with the Extension shall be resolved in accordance with Clause 7 of the Marine Benefits Crew Protection and Indemnity Insurance.

8. For the purpose of the Extension: “Seafarer” shall have the same meaning as in MLC 2006.