Angel Constance Fernandez
Vice President Medical
Manila, Philippines

Angel is the Vice President for Medical of Marine Benefits Inc. and works out of the Manila. He has more than a decade of experience with the health insurance business in end-to-end claims management and medical health network administration; call center and personnel management; business process establishment and ISO certification; and medico-legal and labor claims administration. From his various roles within MBI, he has gained experience in medical and legal risk assessment, negotiation skills, policy assessment and familiarity in IT and telecommunications development. Angel is a licensed physician and trained in Anatomic and Clinical Pathology and Laboratory Management. He, until 2015, was a practicing physician. Additional training and certification both in medical disease classification (WHO ICD-10 disease classification) and in Occupational Health and Safety. On his second decade with the MBI family initially as claims medical reviewer in 2007, later General Manager and in 2016 became the VP-for Medical. Angel has a medical degree from University of the East Ramon Magsaysay Medical School. He is happily married with 3 kids. His other passions are in science, aerospace, sports and technology.